About Century Village · Prospective buyer guide
See the lifestyle.
See the lifestyle.
Understand
the commitment.
Buying in Century Village means choosing a home, joining a condominium association, and participating in a wider community. Look beyond the purchase price so the choice fits your life and your budget.
Century Village · West Palm BeachA good move starts with good
questions.
Decorative illustration
A community to enjoy—and a property to understand.
Century Village offers shared recreation, neighborhood connections, and community services. Explore the clubhouse, fitness center, pools, activities, and transportation to see whether they suit your interests and daily routine.
Alongside those opportunities come association rules, shared financial obligations, building maintenance, and neighbors nearby. The particular association matters as much as the wider Village.
Build a complete monthly and annual budget.
| Cost area | Questions to resolve |
|---|---|
| Association assessments | What is the current amount, payment frequency, and included service? Obtain the budget and financial statements. |
| Wider community charges | What UCO/WPRF or recreation-related obligations apply to this unit? Obtain the relevant agreements and distinguish charges from the association assessment. |
| Special assessments & loans | What is approved, proposed, or discussed? What balance remains, and who pays under the purchase contract? |
| Personal ownership costs | Estimate property taxes, HO-6 insurance, utilities, optional services, interior upkeep, and mortgage costs. |
| Future building work | What major work is planned, what reserves exist, and how will any funding gap be addressed? |
| Transaction & move-in costs | Confirm application, closing, moving, deposits, equipment, and other applicable charges in writing. |
Ask whether advertised “maintenance” combines all charges or only some. Confirm how community obligations are billed and whether using fewer amenities changes any charge; do not assume it does.
Budget for change. A current assessment is not a promise of future cost. Compare the building’s financial plan and condition with your ability to handle higher charges or an unexpected assessment.
Look beyond fresh paint and new cabinets.
Arrange an independent inspection of the unit and ask about shared roofs, plumbing, electrical systems, drainage, exterior condition, and any elevator. Check water-heater age, leak history, air-conditioning drainage, and whether alterations were properly approved and permitted.
Request applicable engineering reports, inspection findings, repair plans, reserve studies, and funding information. Milestone inspections and structural integrity reserve studies serve different purposes and do not apply identically to every building; confirm the particular building’s requirements and status.
Ask what work remains unresolved, who is responsible, and how it will be paid for. An inspection requirement not applying does not prove that a building has no maintenance or reserve needs.
Check the lifestyle details before committing.
Visit at different times if possible. Notice sound, traffic, parking, and the practical distance to the services you expect to use.
Get current documents and review them in time.
Ask your agent and closing adviser which documents the seller must provide and what review, cancellation, financing, and approval deadlines apply. Florida law includes condominium resale disclosure rights; do not guess at a deadline or sign an acknowledgment for documents you have not received.
UCO publishes purchaser application forms, but its instructions require association processing before submission. Realtors should direct approval questions to the relevant association. Confirm the steps, fees, timing, and any applicable right-of-first-refusal process with the association and your adviser.
Check recreation credentials with WPRF and vehicle or visitor access with UCO. Approval to purchase, permission to occupy, recreation access, and a government building certificate are different issues.
Have clear answers to these questions.
- What exactly am I buying? Confirm the association, unit boundaries, parking rights, and property-use arrangements.
- What is the full cost? Obtain current charges, special assessments, loan obligations, reserves, and proposed work.
- What condition is it in? Review the unit inspection and applicable building reports and unresolved repairs.
- Can I live as planned? Check your household, pets, guests, renting, mobility, and alteration plans against the actual rules.
- Are the documents and approvals complete? Have your advisers confirm applicable deadlines and closing requirements.
- Who manages the association? Learn its reporting process, board contacts, management arrangements, and recent meeting discussions.
- Is financing and insurance workable? Ask your lender about project eligibility and your insurer about unit coverage before assuming approval.
- What happens after closing? Confirm ID, barcode, move-in, utility, service, and emergency-contact arrangements.
Pause when an important answer is missing. An unexplained charge, unavailable report, unclear approval, or unresolved repair deserves review with your agent, attorney, lender, inspector, or insurer before the applicable deadline.
Explore the practical side of your new home.
Enjoy the possibilities. Understand the responsibilities.
Prepared October 13, 2026 for Century Village West Palm Beach using UCO’s published application guidance, DBPR inspection resources, and Florida condominium disclosure law. This independent c-village.com guide provides due-diligence questions, not a property evaluation or a determination of your legal, financial, or insurance position. Confirm the particular unit and association with qualified advisers.